MORTGAGE & FINANCE

Avoid These Earnest Money Mistakes

Avoid These Earnest Money Mistakes

When it comes time to put an offer on a home they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer… Read more ⇢
Pros and Cons of Online Mortgage Lenders

Pros and Cons of Online Mortgage Lenders

You can’t beat the ease of applying for a mortgage online, rather than going to a bank in person. But is it the best decision for you? Here are… Read more ⇢
Underwater Mortgage Debt and Your Home

Underwater Mortgage Debt and Your Home

Beginning March 1st, Fannie Mae and Freddie Mac will begin the process of allowing some home owners to cancel their underwater mortgage debt using a deed in lieu foreclosure… Read more ⇢
Tax Credit Extensions Could Affect Your Home

Tax Credit Extensions Could Affect Your Home

If you thought you no longer qualified for tax savings on improvements done in 2011 or 2012, you’ve had a reprieve. The American Taxpayer Relief Act of 2012 extended… Read more ⇢
Fixed Mortgage Rates Dip – Good News for Your Home

Fixed Mortgage Rates Dip – Good News for Your Home

2012 has seen consistently low mortgage rates, but according to the Primary Mortgage Market Survey® (PMMS®) recently released, those rates have gotten even lower this week! With the 30 year… Read more ⇢
How Much Should You Spend on Your Home Purchase

How Much Should You Spend on Your Home Purchase

Buying a home starts with determining how much house you can afford. While it’s important to be careful of buying more house than you can afford, changes in the mortgage… Read more ⇢
Low Rates & Quick Short Sales May Help Your Home to Sell

Low Rates & Quick Short Sales May Help Your Home to Sell

The Primary Mortgage Market Survey® (PMMS) revealed on November 1st by Freddie Mac shows continued lowered interest rates, dipping below last week’s rates. This is good news if you are… Read more ⇢
Home Buying Made Easier with Low Interest Rates

Home Buying Made Easier with Low Interest Rates

Today’s Primary Mortgage Market Survey® (PMMS) compiled by Freddie Mac showed a slight decrease or stay in mortgage rates. If you are in the market to buy a home, now… Read more ⇢
Credibility Matters in Real Estate

Credibility Matters in Real Estate

When buying and selling a home, it is important to trust the team that will represent you, from your real estate agent to the escrow officer and mortgage broker. Checking… Read more ⇢
Lock in Your Mortgage Rate Today!

Lock in Your Mortgage Rate Today!

Have you taken a look at mortgage rates lately? Today’s recently updated survey by Freddie Mac shows 30 year fixed rate mortgages as averaging 3.56%! The fifteen… Read more ⇢
If a Lender Pulls My Credit, Won’t it Lower My Credit Score?

If a Lender Pulls My Credit, Won’t it Lower My Credit Score?

Are you pre-approved for your home purchase? If not, you need to be, and no, it won’t affect your credit rating. In today’s real estate market, serious buyers know that… Read more ⇢
Terms to Know When Buying or Selling a Home

Terms to Know When Buying or Selling a Home

The real estate industry, like most others, uses jargon that is sometimes difficult to understand. Consider this a primer to learning a few of those terms!  Below you have a… Read more ⇢
“Robo-Signing” Agreement Assists Homeowners

“Robo-Signing” Agreement Assists Homeowners

Mortgage lenders are in the news again, only this time it’s not Freddie Mac and Fannie Mae in the hot seat. If you purchased a home through GMAC (now Ally… Read more ⇢

Moving? Know the value of your home …